Feature Highlights
Empower your enterprise with AI-powered digital trade credit decisioning solutions that streamline net-terms financing for business buyers.
Right: message, recipient, time
Segment, target & customize your messages for almost any situation you can imagine, and trigger automated procedures based on reader traits and instant actions to foster more pertinent SMS exchanges.
Optimized Credit Decisioning
Deliver near-instant credit decisioning that completes assessments in seconds, empowering your enterprise to offer immediate net-terms business financing at checkout when your business customers are ready to buy.
Advanced Machine Learning
Leverage real-time data and advanced machine learning that powers AI models for precise risk assessments and adaptive decisions, delivering near-instant credit approvals at checkout for your business buyers.
Optimized Lending Options
Through advanced multi-tiered, industry sensitive algorithmic decisioning, a digital trade credit solution that optimizes lending options, where each net-terms offer is precisely tailored to meet your customers needs.

Real-Time Lending Insights
Harness real-time analytics while instantly processing incoming data to evaluate creditworthiness and optimize lending options, enabling rapid, informed credit decisions, and dynamic client risk management for your business buyers.
Streamlined Credit Onboarding
Eliminate traditional banking red tape with an automated application process that fast-tracks credit approval and simplifies financing for SMBs.
Effortless Compliance
Automate paperwork and regulatory checks to remove the hassle of manual documentation, making credit access smooth and efficient for small to medium-sized businesses.
Unlock your growth with Digital Trade Credit!
Let IQXLABS empower your business to offer seamless financing options at checkout, driving client growth, and enhancing your success.
Why choose our digital trade credit solution?
Builds Customer Trust
Foster long-term relationships by offering reliable, timely financing options that reinforce confidence and loyalty.
Transforms Your Business
Revolutionize your operations with near-instant, AI-powered credit approvals that drive growth and streamline transactions
Accelerates Transactions
Fuel revenue growth with near-instant, AI-powered credit decisions that expedite transactions and deliver seamless customer experiences.
Boosts Sales Conversions
Maximize revenue by converting prospects into loyal customers through tailored financing options that meet their unique needs.
Minimizes Credit Risk
Reduce defaults by leveraging precise, AI-powered credit scoring that accurately assesses and mitigates risk.
Optimizes Cash Flow
Enhance operational efficiency with flexible financing that improves cash flow management and working capital utilization.
Built with our solutions.
Intelligent Analytics & Monitoring
Digital Trade Credit Decisioning
Lending & Loan Management
API & Integration Services
Intelligent Checkout
Intelligent KYC/AML Compliance
Identity Verification & Management
Fraud & Threat Intelligence
Open Banking Integrations
Payment Gateway Integrations
Payments Distribution Hub
Secure Financial Environment Generator
DIGITAL TRADE CREDIT & DECISIONING
Turn transactions into opportunities
Accelerate growth for your business and your customers with an ultra-fast, AI powered credit decisioning engine that instantly evaluates creditworthiness, delivers real-time credit scores, and recommends tailored net-terms financing commitments.