Feature Highlights

Empower your enterprise with AI-powered digital trade credit decisioning solutions that streamline net-terms financing for business buyers.

Right: message, recipient, time

Segment, target & customize your messages for almost any situation you can imagine, and trigger automated procedures based on reader traits and instant actions to foster more pertinent SMS exchanges.

Optimized Credit Decisioning

Deliver near-instant credit decisioning that completes assessments in seconds, empowering your enterprise to offer immediate net-terms business financing at checkout when your business customers are ready to buy.

Advanced Machine Learning

Leverage real-time data and advanced machine learning that powers AI models for precise risk assessments and adaptive decisions, delivering near-instant credit approvals at checkout for your business buyers.

Optimized Lending Options

Through advanced multi-tiered, industry sensitive algorithmic decisioning, a digital trade credit solution that optimizes lending options, where each net-terms offer is precisely tailored to meet your customers needs.

Real-Time Lending Insights

Harness real-time analytics while instantly processing incoming data to evaluate creditworthiness and optimize lending options, enabling rapid, informed credit decisions, and dynamic client risk management for your business buyers.

Streamlined Credit Onboarding

Eliminate traditional banking red tape with an automated application process that fast-tracks credit approval and simplifies financing for SMBs.

Effortless Compliance

Automate paperwork and regulatory checks to remove the hassle of manual documentation, making credit access smooth and efficient for small to medium-sized businesses.

Unlock your growth with Digital Trade Credit!

Let IQXLABS empower your business to offer seamless financing options at checkout, driving client growth, and enhancing your success.

Why choose our digital trade credit solution?

Builds Customer Trust

Foster long-term relationships by offering reliable, timely financing options that reinforce confidence and loyalty.

Transforms Your Business

Revolutionize your operations with near-instant, AI-powered credit approvals that drive growth and streamline transactions

Accelerates Transactions

Fuel revenue growth with near-instant, AI-powered credit decisions that expedite transactions and deliver seamless customer experiences.

Boosts Sales Conversions

Maximize revenue by converting prospects into loyal customers through tailored financing options that meet their unique needs.

Minimizes Credit Risk

Reduce defaults by leveraging precise, AI-powered credit scoring that accurately assesses and mitigates risk.

Optimizes Cash Flow

Enhance operational efficiency with flexible financing that improves cash flow management and working capital utilization.

Built with our solutions.

Intelligent Analytics & Monitoring

Digital Trade Credit Decisioning

Lending & Loan Management

API & Integration Services

Intelligent Checkout

Intelligent KYC/AML Compliance

Identity Verification & Management

Fraud & Threat Intelligence

Open Banking Integrations

Payment Gateway Integrations

Payments Distribution Hub

Secure Financial Environment Generator

DIGITAL TRADE CREDIT & DECISIONING

Turn transactions into opportunities

Accelerate growth for your business and your customers with an ultra-fast, AI powered credit decisioning engine that instantly evaluates creditworthiness, delivers real-time credit scores, and recommends tailored net-terms financing commitments.